Your Homebuying Hype Team
We’ve been helping people open the door to buying homes for over a century. Our loan decisions are made locally, our lenders serve as trusted advisors, and we service the life of most loans. Most importantly, we use a tailored approach to find you the best solution.
Types of Mortgages We Offer
Fixed & Adjustable Rate
Choose the terms and type of mortgage that will work best for you now and in the future.
Construction & Lot
If you’re not finding the perfect home, you can build it.
Additional Mortgage Options
Jumbo Loans
If you’re looking to purchase or refinance an expensive home, a jumbo mortgage may provide you with the best option.
- Jumbo mortgages are considered “non-conforming” loans, meaning they exceed the maximum allowable loan amount to be sold to Fannie Mae
- Forte Bank offers adjustable rate jumbo loans for purchases of a primary or secondary home, cash-out and refinancing
Bridge Loans
A bridge loan is a short-term loan that bridges the gap between when financing is needed.
If you are in need of short-term financing — for example you’re buying a new home before finalizing the sale of your current home — then a bridge loan might be the right solution for you.
Refinancing
If the value of your home has risen or you’d like to take advantage of a lower interest rate, it may be in your best interest to refinance your mortgage.
You may want to refinance to:
- Reduce your interest rate and monthly payment
- Switch from an adjustable rate mortgage to a fixed rate mortgage
- Shorten your loan’s terms
- Tap into equity or consolidate debt
Home Affordability Calculator
Forte Bank’s calculators can help you manage your personal finances, compare loan rates and terms, and figure out how much of a home loan you can afford.
For the current mortgage interest rates, click here.
Special Programs
- Financing Unique Properties
Forte Bank can help finance unique properties that other banks typically won’t, including: barndominium homes, non-warrantable condos, and large remodeling projects - Grant Programs
Eligible homebuyers can receive up to $6,000 through the Downpayment Plus® Program* grant and up to $10,000 through the Down Payment Assistance Loan Program** toward down payment and closing costs - First-Time Homebuyers
To further assist first-time homebuyers achieve their dream, we offer $1,000 off closing costs! - Second Look Program
If you applied for a home loan and received a loan estimate or loan worksheet from another lender, let Forte Bank have a second look. We’ll show you what we can do for you, and if you choose Forte Bank, we’ll give you a $300 closing cost credit!†
Contact a Lender to Learn More Or Get Pre-approved for Free
Disclosures