We’ve been helping people open the door to buying homes for over a century. Our loan decisions are made locally, our lenders serve as trusted advisors, and we service the life of most loans. Most importantly, we use a tailored approach to find you the best solution.
Types of Mortgages We Offer
Fixed & Adjustable Rate
Choose the terms and type of mortgage that will work best for you now and in the future.
If you’re looking to purchase or refinance an expensive home, a jumbo mortgage may provide you with the best option.
Jumbo mortgages are considered “non-conforming” loans, meaning they exceed the maximum allowable loan amount to be sold to Fannie Mae
Forte Bank offers adjustable rate jumbo loans for purchases of a primary or secondary home, cash-out and refinancing
Bridge Loans
A bridge loan is a short-term loan that bridges the gap between when financing is needed.
If you are in need of short-term financing — for example you’re buying a new home before finalizing the sale of your current home — then a bridge loan might be the right solution for you.
Refinancing
If the value of your home has risen or you’d like to take advantage of a lower interest rate, it may be in your best interest to refinance your mortgage.
You may want to refinance to:
Reduce your interest rate and monthly payment
Switch from an adjustable rate mortgage to a fixed rate mortgage
Shorten your loan’s terms
Tap into equity or consolidate debt
Get a Head Start on Your Homebuying Process
Answer some simple questions to get started with one of our mortgage experts.
Home Affordability Calculator
Forte Bank’s calculators can help you manage your personal finances, compare loan rates and terms, and figure out how much of a home loan you can afford. For the current mortgage interest rates, click here.
Special Programs
Financing Unique Properties Forte Bank can help finance unique properties that other banks typically won’t, including: barndominium homes, non-warrantable condos, and large remodeling projects
First-Time Homebuyers To further assist first-time homebuyers achieve their dream, we offer $1,000 off closing costs!
Second Look Program If you applied for a home loan and received a loan estimate or loan worksheet from another lender, let Forte Bank have a second look. We’ll show you what we can do for you, and if you choose Forte Bank, we’ll give you a $300 closing cost credit!†